PENGARUH LITERASI KEUANGAN, KONTROL DIRI DAN TEMAN SEBAYA TERHADAP SAVING BEHAVIOR PADA ANAK SEKOLAH MENENGAH ATAS NEGRI 10 TASIKMALAYA
DOI:
https://doi.org/10.61722/jssr.v2i5.2678Keywords:
financial literacy, self-control, peers, saving behaviorAbstract
The problem in research is that saving behavior in school children is still low. The aim of this research is to determine "The Influence of Financial Literacy, Self-Control and Peers on Saving Behavior in Tasikmalaya State 10 Senior High School Children". This research uses quantitative research with survey methods. The population in this study were students in class X and XI of SMA N 10 Tasikmalaya. The technique for taking this sample is using simple random sampling, totaling 281 samples. The data collection technique in this research is using questionnaires and data analysis techniques using SPSS version 25. The results of this research show that financial literacy has a positive and significant effect on saving behavior, self-control has a positive and significant effect on saving behavior, peers have a positive effect and significant to saving behavior. Simultaneously, it shows that financial literacy, self-control and peers have a positive and significant effect on saving behavior.
References
Alshebami, A. S., & Aldhyani, T. H. H. (2022). The Interplay of Social Influence, Financial Literacy, and Saving Behaviour among Saudi Youth and the Moderating Effect of Self-Control. Sustainability (Switzerland), 14(14). https://doi.org/10.3390/su14148780
Amilia, S., Lindung Bulan, T. P., & Rizal, M. (2018). Analysis of factors affecting student Bidik Misi savings behavior. Jurnal Manajemen Motivasi, 14(2), 65. https://doi.org/10.29406/jmm.v14i2.1075
Brigitta, G. I., Widyastuti, U., & Fawaiq, M. (2022). Pengaruh Kontrol Diri, Sosialisasi Orang Tua, dan Literasi Keuangan terhadap Perilaku Menabung Siswa SMK. Jurnal Bisnis, Manajemen, Dan Keuangan, 3(2), 579–593. https://doi.org/10.21009/jbmk.0302.18
Chalimah, S. N., Martono, S., & Khafid, M. (2019). The Saving Behavior of Public Vocational High School Students of Business and Management Program in Semarang. / Journal of Economic Education, 8(1), 22–29. http://journal.unnes.ac.id/sju/index.php/jeec
Chandra, P., & Pamungkas, A. S. (2022). Pengaruh Pengetahuan Keuangan, Teman Sebaya dan Kontrol Diri terhadap Perilaku Menabung. Jurnal Manajerial Dan Kewirausahaan, 4(4), 852–863. https://doi.org/10.24912/jmk.v4i4.20536
Dangol, J., & Maharjan, S. (2018). Parental and Peer Influence on the Saving Behavior of the Youth. International Research Journal of Management Science, 3(1), 42–63. https://doi.org/10.3126/irjms.v3i0.28035
Dumilah, R., Lestiyadi, A. P., & Nurcahayati, S. (2023). Sosialisasi Pentingnya Menabung bagi Anak dalam Menghadapi Era Digital. Jurnal PADMA: Pengabdian Dharma Masyarakat, 3(2). https://doi.org/10.32493/jpdm.v3i2.29626
Fairus, M., Hajar, F., & Isbanah, Y. (2023). Pengaruh literasi keuangan, inklusi keuangan, kontrol diri, dan teman sebaya terhadap perilaku menabung penggemar K-pop. Jurnal Ilmu Manajemen, Volume 11(2), 482–494.
Herdjiono, I., & Damanik, A. (2018). Pengaruh Financial Attitude,Financial Knowledge, Parental Income Terhadap Financial Management Behavior. 3, 226–241.
Manfrè, M. (2017). Saving Behavior: Financial socialization and self-control. Inf. Retr. J, 24, 2021.
Marwati, R. D. (2018). Faktor-faktor Yang Memengaruhi Perilaku Menabung Mahasiswa S1 Fakultas Ekonomi Universitas Negeri Yogyakarta. Jurnal Pendidikan Ekonomi: Kajian Ilmiah Bidang Pendidikan Dan Ekonomi, 7(5), 476–487. https://eprints.uny.ac.id/57719/
Morgan, P. J., & Long, T. Q. (2020). Financial literacy, financial inclusion, and savings behavior in Laos. Journal of Asian Economics, 68(April). https://doi.org/10.1016/j.asieco.2020.101197
Pulungan, D. R., Khairani, L., Arda, M., Koto, M., & Kurnia, E. (2019). Memotivasi Anak Usia Dini Menabung Demi Masa Depan. Prosiding Seminar Nasional Kewirausahaan, 1(1), 296–301. https://jurnal.umsu.ac.id/index.php/snk/article/view/3631
Riana, D. (2022). Faktor-Faktor Yang Mempengaruhi Saving Behaviour (Studi Kasus Pada Mahasiswa Kelas Reguler B Fakultas Ekonomi Universitas Tridinanti Palembang). EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi Dan Bisnis, 10(1), 263–278. https://doi.org/10.37676/ekombis.v10i1.1401
Rikayanti, V. R., & Listiadi, A. (2020). Pengaruh Literasi Keuangan, Pembelajaran Manajemen Keuangan, dan Uang Saku Terhadap Perilaku Menabung. Jurnal Pendidikan Akuntansi (JPAK), 8(3), 117–124. https://doi.org/10.26740/jpak.v8n3.p29-36
Sandalia, I., & Butar, N. A. (2016). Perilaku Keuangan: Teori dan Implementasi.
Solikin, & Suseno. (2002). UANG (Pengertian, Penciptaan, dan Peranannya dalam Perekonomian). In Pusat Pendidikan dan Studi Kebanksentralan (Vol. 1, Issue 1).
Triani, M. (2017). Analisis Saving Behaviour Pada Mahasiswa S1 di Kota Padang [Universitas Andalas]. https://doi.org/10.1787/9789264270282-table123-en
Widjaja, I., Arifin, A. Z., & Setini, M. (2020). The effects of financial literacy and subjective norms on saving behavior. Management Science Letters, 10(15), 3635–3642. https://doi.org/10.5267/j.msl.2020.6.030
Zigi.id. (2021). Perilaku Keuangan Generasi Z dan Y. PT Katadata Indonesia, September, 1–50. https://cdn1.katadata.co.id/media/microsites/zigi/perilakukeuangan/file/KIC- ZIGI_ Survei Perilaku Keuangan 130122.pdf
Downloads
Published
Issue
Section
License
Copyright (c) 2024 JOURNAL SAINS STUDENT RESEARCH

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.










